Announces Most and Least Expensive Vehicles to Insure image calculated average car insurance premiums for almost 300 vehicles in model year 2009.

Topping the “most expensive to insure” list is the Nissan GT-R, which Nissan bills as a “multi performance supercar” that delivers fantasy driving. Its average annual premium is $2,533. Compare that price to the lowest-premium vehicle, the Hyundai Santa Fe at $832, and you can see how your car choice can deliver a surprising insurance bill.

The GT-R’s supercharged engine helped drive it to the top of the list. It’s a 3.8-liter twin-turbocharged 24-valve V6 with 485 horsepower. Compare that to the Honda Accord Coupe EX-L V6, with a horsepower of 271. Or take the Smart Fortwo, the smallest car available and one of the least expensive to insure, which has 71 horsepower.

Owners of the GT-R buy it for power and speed, and their driving habits are often reflected in frequent and expensive insurance claims.

GT-R owners who are young with less-than-spotless driving records could easily see their annual car insurance premiums zoom to several thousand dollars.

Sports cars dominate the “most expensive” roster, along with theft favorites like the Cadillac Escalade.

                  The 20 most expensive 2009 vehicles to insure

                   Average   Vehicle                      Class
         Rank      Premium
           1       $2,533  Nissan GT-R                  Sports car
           2       $2,446  Dodge Viper                  Sports car
           3       $2,236  BMW M6                       Sports car
           4       $2,186  Ford Shelby GT500            Sports car
           5       $2,088  Mercedes-Benz G-Class        Large SUV
           6       $2,071  Audi S8                      Passenger car
           7       $2,020  BMW M5                       Sports car
           8       $1,912  Hummer H2                    Large SUV
           9       $1,881  Lexus ISF                    Sports car
          10       $1,819  Porsche 911                  Sports car
          11       $1,762  Chevrolet Cobalt SS          Sports car
          12       $1,717  Jaguar XK Series             Sports car
          13       $1,714  BMW M3                       Sports car
          14       $1,694  Cadillac XLR                 Sports car
          15       $1,637  Audi R8                      Sports car
          16       $1,603  Land Rover Range Rover       Large SUV
          17       $1,592  Cadillac Escalade EXT        Truck
          18       $1,587  Honda S2000                  Sports car
          19       $1,584  BMW X6                       Large SUV
          20       $1,577  Mercedes-Benz SL-Class       Passenger car

If low premiums are more your speed, the “least expensive” list contains a good selection of SUVs, minivans and passenger cars. Low insurance rates tend to reflect a vehicle’s safety because drivers of those models have submitted fewer and less-expensive insurance claims.

          The 20 least expensive 2009 vehicles to insure

                Average    Vehicle                    Class
     Rank      Premium
       1         $832  Hyundai Santa Fe             Midsize SUV
       2         $840  Kia Sportage                 Small SUV
       3         $848  Hyundai Entourage            Minivan
       4         $857  Kia Sedona                   Minivan
       5         $870  Kia Rio5                     Small wagon
       6         $871  Honda Odyssey                Minivan
       7         $881  Smart Fortwo                 Passenger car
       8         $911  Saturn Vue                   SUV
       9         $913  Mazda Tribute                SUV
      10         $915  Chrysler Town & Country      Minivan
      11         $921  Scion xB                     Small wagon
      12         $929  Mazda Mazda5                 Minivan
      13         $936  Volkswagen Passat            Passenger car
      14         $939  Jeep Wrangler                SUV
      15         $951  Honda Accord                 Passenger car
      16         $954  Suzuki Forenza               Passenger car
      17         $955  Lincoln Town Car             Passenger car
      18         $957  Mazda Truck                  Pickup
      19         $959  Chevrolet Impala             Passenger car
      20         $960  Dodge Grand Caravan          Minivan