We recently told you which were the cheapest cars to insure in the United States, so it’s time to have the complete picture and see the figures at the other end of the spectrum.
Traditionally, the cheapest cars and the products in the minivan and SUV/crossover segments are the lightest on insurance quotas. That’s easy to grasp why: the first because they are also cheaper to repair, the minivans because when you have a family on board you usually drive safer and the latter because they have traits that don’t encourage “road rage”. But how about having a high-powered sports coupe or a feature laden luxury car – you might think they come with massive loan or lease plans, but be warned, you also have to be prepared for the most expensive car insurance figures among all cars and trucks. Before seeing some over the top figures, the annual ranking made by website Insure.com cites the bare-bone two-door iconic Jeep Wrangler as the cheapest car in the US to insure – at a national average of $1,134.
Besides knowing that having a 600-horsepower beast will most likely lift all payments across its life cycle, you should also consider the average is a national wide figure, based on a 40-year-old male driver with a small work commute and great driving record, yielding the best and smallest available rate. The costliest model to insure based on the 2015 model year is the Nissan GT-R Nismo (nicknamed Godzilla, do we have to explain why?!) at $3,574 per year. A very close second is the Mercedes-Benz SL65 AMG, coming in at $3,573 followed on the third spot by the Dodge SRT Viper, at $3,318. The Porsche 911 Carrera S Cabriolet comes in fourth with an average national insurance rate of $3,216 and the Audi R8 5.2 Spyder Quattro is fifth at $3,206.