You might consider this as another reason to go for the upcoming autonomous cars – they would be dirt cheap to ensure because they could thoroughly increase safety.
But before that scenario – which is not so Sci-Fi as we might have once thought – comes into full effect, let’s focus on some cars that we might ensure on the cheap right now. The insurance premium are a necessary hustle, but that doesn’t mean we can’t search for the models that are usually inherently less costly to cover – such models include minivans and SUVs or crossovers instead of flashy and racy sports coupes or luxurious premium cars. While the two aforementioned segments don’t usually have cross-shoppers, it’s good to know the cheapest 2015 model to insure in the US would be a two-door sport utility vehicle – the base model of the iconic Jeep Wrangler, coming in at a modest $1,134 on average. The facts come courtesy of the yearly survey of new-car premiums made by website Insure.com.
On the other side of the fence, or bank account if that’s a more suitable hint for you, sits the 600-horsepower Nissan GT-R Nismo sports coupe – which has earned a well-deserved “Godzilla” nickname for its performance. It would set back the owner $3,754 a year on average. Naturally, the cheaper to acquire cars also have the lowest possible insurance rates, while SUVs and minivans are usually driven safer than sports or premium cars that have hundreds of horsepower under the hood. Besides the Wrangler Sport, other cheap cars to ensure are as follows: Jeep Patriot Sport 2WD, $1,136 on average; Honda CR-V, $1,160; Dodge Grand Caravan, $1,162 and the Honda Odyssey with an average of $1,163.